| A | Excessive address changes. The shopper has changed the billing address two or more times in the last six months. | Cybersource |
| B | Card BIN or authorization risk. Risk factors are related to credit card BIN and/or card authorization checks. | Cybersource |
| C | High credit card numbers. The shopper has used more than six credit card numbers in the last six months. | Cybersource |
| D | Email address impact. The shopper uses a free email provider or the email address is risky. | Cybersource |
| E | Whitelist. The shopper is on your whitelist. | Cybersource |
| F | Whitelist. The account number, address, email address or IP address for this purpose appears on your whitelist. | Cybersource |
| G | Geolocation inconsistencies. The shopper's email domain, phone number, billing address, shipping address, or IP address is suspicious. | Cybersource |
| H | Excessive name changes. The shopper has changed their name two or more times in the last six months. | Cybersource |
| I | Internet inconsistencies. The email domain and IP address are not consistent with the billing address. | Cybersource |
| N | Nonsensical input. The shopper's name and address fields contain nonsensical words or language. | Cybersource |
| O | Obscenities. Shopper's data contains obscene words. | Cybersource |
| P | Identity morphing. Multiple values of an identity element are linked to a value of a different identity element. For example, multiple phone numbers are linked to a single account number. | Cybersource |
| Q | Phone inconsistencies. The shopper's phone number is suspicious. | Cybersource |
| R | Risky order. Transaction, shopper, and merchant show high-risk correlated information. | Cybersource |
| T | Coverage Time. Shopper is attempting a purchase outside of expected hours. | Cybersource |
| U | Unverifiable address. Billing or shipping address cannot be verified. | Cybersource |
| V | Card has been used multiple times in the last 15 minutes. | Cybersource |
| W | Flagged as suspicious. Billing or shipping address is similar to an address previously flagged as suspicious. | Cybersource |
| Y | The address, city, state, or country of the billing and shipping addresses do not correlate. | Cybersource |
| Z | Invalid value. Because the request contains an unexpected value, a default value has been substituted. Although the transaction may still be processed, examine the request carefully for anomalies. | Cybersource |
