This is the transfer of funds from a card to an account, for the purpose of paying a boleto, within the wallet, where the payee was not informed by the wallet. For example, paying a boleto with a branded card (either credit or debit) using the digital wallet and the boleto does not have identification.
Alphanumeric CNPJs will be implemented by the Brazilian Federal Revenue Service in July 2026This change applies only to new registrations. There will be no changes to existing CNPJs.
The alphanumeric CNPJ is already supported by Cielo, with no changes required to your integration.
We recommend checking whether adjustments are needed in your merchant’s own checkout systems.
See below for an example of a SDWO request of the type unidentified bill payment, with the parameter IsCustomerBillPaymentService = true:
Request
| Ambiente | Método | Endpoint |
|---|---|---|
| Sandbox | post | https://apisandbox.braspag.com.br/v2/sales/ |
| Produção | post | https://api.braspag.com.br/v2/sales/ |
{
"MerchantOrderId": "2012345678",
"Customer": {
"Name": "Aline de Souza",
"Identity": "12345678900",
"IdentityType": "CPF"
},
"Payment": {
"Provider":"Cielo30",
"Type": "CreditCard",
"Amount": 15700,
"Installments": 1,
"Capture":true,
"IsCustomerBillPaymentService": true,
"SoftDescriptor": "CARTEIRA*NOMELOJA",
"CreditCard": {
"CardNumber": "4532110000001234",
"Holder": "Aline de Souza",
"Brand": "Visa",
"SecurityCode": "333",
"ExpirationDate": "12/2035"
},
"Wallet": {
"PlatformOperator": "ABC",
"AdditionalData": {
"Mcc": "6540"
}
}
}
}Header parameters
| Property | Description | Type | Size | Required |
|---|---|---|---|---|
MerchantId | Merchant identifier in Gateway de Pagamento. | Text | 36 | Yes |
MerchantKey | Public key for dual authentication in Gateway de Pagamento. | Text | 40 | Yes |
RequestId | Request identifier, used when the merchant uses different servers for each GET/POST/PUT. | Text | 36 | No |
Body parameters
Check the standard credit or debit card request to verify other optional fields. The table below presents the exclusive parameters for SDWO transactions of the type unidentified bill payment.
| Parameter | Description | Type | Size | Required? |
|---|---|---|---|---|
MerchantOrderId | Order identification. Can be used to cancel or query the transaction in the future. Note: Only characters a-z, A-Z, 0-9 are allowed. Special characters and spaces are not permitted. | string | 50 | Yes |
Customer.Name | Buyer's name. Note: Only characters a-z, A-Z are allowed. Special characters and numbers are not permitted. | string | 255 | Yes |
Customer.Identity | Buyer's CPF or CNPJ number. Allows submission of alphanumeric CNPJs. | text | 14 | Yes, if the holder is a legal entity (CNPJ). |
Customer.IdentityType | Type of buyer's identification document (CPF/CNPJ). | text | 255 | Yes, if the holder is a legal entity (CNPJ). |
Payment.Provider | Provider name | text | 15 | Yes |
Payment.Type | Type of payment method. Default value: CreditCard. | string | Yes | |
Payment.Amount | Order amount (sent in cents). | integer | 15 | Yes |
Payment.Installments | Number of installments. For installment transactions, the number of installments will always be greater than 1. | integer | 2 | Yes |
Payment.Capture | Boolean that identifies whether the authorization should be with automatic capture (“true”) or later capture (“false”). | boolean | Não (Default false) | |
IsCustomerBillPaymentService | Indicates that the transfer is intended for bill payment | boolean | Yes | |
SoftDescriptor | Text that will be printed on the cardholder's bank statement. Special characters are not allowed. Must be filled in the format WalletName*merchantname. | text | 13 | Yes |
Payment.CreditCard.CardNumber | Buyer's card number. | string | 19 | Yes |
Payment.CreditCard.Holder | Buyer's name printed on the card. Special characters or accents are not accepted. | string | 25 | Yes |
Payment.CreditCard.Brand | Card brand. Possible values: Visa / Master / Amex / Elo / Aura / JCB / Diners / Discover. | string | 10 | Yes |
Payment.CreditCard.SecurityCode | Security code printed on the back of the card. | string | 4 | Yes |
Payment.CreditCard.ExpirationDate | Expiration date printed on the card. Example: MM/YYYY. | string | 7 | Yes |
Payment.Wallet.PlatformOperator | Acronym of the wallet registered at Cielo as a digital wallet (check your acronym with your account manager). | string (text) | 3 | Yes |
Payment.Wallet.AdditionalData.Mcc | Digital wallet MCC for unidentified bill payment transactions, according to the card brand. See the MCC Table for SDWO Fund Transfer Arrangement. | string (numeric) | 4 | Yes |