Overview

Antifraude is an API that enables risk management for your e-commerce through the world's best fraud analysis providers.

Ways to use Antifraude

You can use Antifraude in two ways:

• Integrated Antifraude, combined with Gateway de Pagamento and API E-commerce Cielo;
• Standalone Antifraude, with direct integration into risk APIs. This use is recommended for merchants who want to customize the fraud analysis flow and/or use other acquirers.

Why have fraud analysis?

• Achieve the best conversion rate by controlling the chargeback rate;
• Identify fraudulent transactions;
• Increase security through Antifraude's transaction history analysis;
• Avoid card brand fines resulting from an increased chargeback rate.

Antifraude providers

Antifraude providers offer tools based on neural networks, non-relational databases, recommendations based on transaction history, behavior, and repetitions over time intervals, among other functions that make up the fraud analysis model.

When contracting Antifraude, you choose which provider(s) you want to analyze your transactions with, as well as the plan:

• ClearSale: an authority in antifraud solutions, balancing advanced technology and specialized human intelligence to deliver excellent indicators and build trust. ClearSale plans include:

  • provision of additional analyses with external connections (Bureaus);
  • monthly meetings with the Cielo team;
  • global-scale data intelligence;
  • management dashboard with the Cielo brand.

• Cybersource: a company of the Visa group that has worked in fraud management since 1994. Cybersource plans are:

  • Hierarquia: risk models standardized by the e-commerce market segment;
  • Advanced: allows proposing improvements to risk rules, editing rules in the dashboard, and monthly consulting with Cybersource and Cielo;
  • Enterprise: includes a dedicated Cybersource risk analyst, who will proactively propose adjustments to the business rule set in order to improve conversion and reduce chargeback rates.

• ACI Worldwide: a global mission-critical software company that provides fraud control and prevention solutions, as well as real-time payment management and processing for corporations.