CBPS transactions

Entities that operate as CBPS (in Portuguese, Bill Payment Service for Consumers) are companies that offer consolidated bill payment services to the cardholder. CBPS Marking is a Visa-specific option and provides more visibility and accuracy in transactions.

Establishments that operate with this service must be registered with Visa and to operate as such, they must send some additional information through messenger, which is required by the brand. See below:

Request

Environment	Method	Endpoint
Sandbox	post	`https://apisandbox.cieloecommerce.cielo.com.br/1/sales/`
Production	post	`https://api.cieloecommerce.cielo.com.br/1/sales/`

{
  "merchantorderid": "123456ABCD1234",
  "customer": {
    "name": "João das Contas accept",
    "mobile": "5521923455678"
  },
  "payment": {
    "type": "CreditCard",
    "amount": 100,
    "installments": 1,
    "IsCustomerBillPaymentService": true,
    "capture": false,
    "authenticate": false,
    "recurrent": false,
    "provider": "CieloSandbox",
    "creditcard": {
      "cardnumber": "4532110000001234",
      "holder": "Teste Holder",
      "expirationdate": "12/2022",
      "securitycode": "123",
      "brand": "jcb",
      "savecard": true
    },
    "Wallet": {
      "AdditionalData": {
        "Mcc": "1234"
      }
    }
  }
}

Property	Type	Size	Required	Description
`IsCustomerBillPaymentService`	boolean	---	No	True ou false. Indicates whether it's a CBPS (Consumer Bill Payment Service) transaction
`Wallet.AdditionalData.Mcc`	string (number)	---	Yes, for CBPS transactions	Establishment MCC (EC) allowed for CBPS transactions

MCCs allowed for CBPS

Check the MCCs allowed for the use of CBPS:

Code	Definition
4814	Telecommunication services.
4899	Cable TV, satellite, and other television/radio services.
4900	Public utilities – electricity, gas, water, sewage.
6012	Financial institutions - goods, services, and debt repayment.
6051	Non-financial institutions - foreign currency, non-fiat currency (e.g., Cryptocurrency).
6300	Insurance sales, subscriptions, and awards.
6513	Real estate agents and landlords – rentals.
8011	Doctors (not elsewhere classified).
8050	Personal care or nursing facilities.
8062	Hospitals.
8099	Medical and health services (not elsewhere classified).
8211	Elementary and secondary schools.
8220	Colleges, universities, professional schools, and short-term colleges.
8241	Correspondence schools.
8244	Business and secretarial schools.
8249	Specialization courses.
8299	Educational services (not elsewhere classified).
8351	Childcare services.
9311	Tax payments.