Entities that operate as CBPS (in Portuguese, Bill Payment Service for Consumers) are companies that offer consolidated bill payment services to the cardholder. CBPS Marking is a Visa-specific option and provides more visibility and accuracy in transactions.
Establishments that operate with this service must be registered with Visa and to operate as such, they must send some additional information through messenger, which is required by the brand. See below:
Example request
{
"merchantorderid": "123456ABCD1234",
"customer": {
"name": "João das Contas accept",
"mobile": "5521923455678"
},
"payment": {
"type": "CreditCard",
"amount": 100,
"installments": 1,
"IsCustomerBillPaymentService": true,
"capture": false,
"authenticate": false,
"recurrent": false,
"provider": "CieloSandbox",
"creditcard": {
"cardnumber": "4532110000001234",
"holder": "Teste Holder",
"expirationdate": "12/2022",
"securitycode": "123",
"brand": "jcb",
"savecard": true
},
"Wallet": {
"AdditionalData": {
"Mcc": "1234"
}
}
}
}
| Property | Type | Size | Required | Description |
|---|---|---|---|---|
IsCustomerBillPaymentService | boolean | --- | No | True ou false. Indicates whether it's a CBPS (Consumer Bill Payment Service) transaction |
Wallet.AdditionalData.Mcc | string (number) | --- | Yes, for CBPS transactions | Establishment MCC (EC) allowed for CBPS transactions |