Starting from April 11, 2025, Visa will return two new codes for declined transactions in category 2, where the issuer cannot approve at the moment. The codes are:

  • 5C (transaction not supported/blocked by the issuer): will be returned by Visa for all declines due to issuer rules for a specific card range or BIN;
  • 9G (blocked by the cardholder - contact the cardholder): will be returned by Visa when the cardholder specifies a transaction block through transaction and card control tools (such as an app).

ℹ️

Check the complete rules for retrying category 2 codes in the Visa Retry Program.

Starting May, 25, 2025, Visa will implement changes in their retry program, in order to improve authorization processing and user experience.

The number of retries allowed after refused transactions within codes in categories 2, 3, and 4 will increase for 20 attempts in 30 days.

Please refer to Card brands retry program for more information.