Click to Pay

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Go to API Reference to access the complete request and response examples.

Click to Pay is a Mastercard wallet that provides an online payment experience without the need to fill in card details at checkout.

How does it work?

With Click to Pay, the buyer can pre-store their credit and debit card information and make purchases with one click.

Before using Click to Pay, the buyer (cardholder) needs to create an account. This can be done through Mastercard website, the issuing bank, or during checkout at a store that offers this payment method. The primary association key is the cardholder's email.

Where is the card data stored?

It is stored by the card network.

For which card networks is Click to Pay available?

For Mastercard and Visa credit and debit cards.

Benefits

• Increased conversion: reduces friction and promotes agility in completing purchases, reducing cart abandonment;
• Increased authorization rate: combining tokenization with cardholder authentication increases authorization rates;
• Customer experience: no need to enter card details, promoting faster purchases;
• More security: reduces the risk of fraud and chargebacks by verifying the buyer through a recognized device or a one-time password (OTP).

How to integrate?

To create a transaction with Click to Pay in Gateway de Pagamento, follow these steps:

1. Integrate with Mastercard;
2. Integrate with Gateway de Pagamento.