Recurrent Payments

ℹ️

Go to the API Reference to access complete request and response examples.

Accepted payment method: credit card.

What is recurrence?

Recurrence is a periodic billing service for businesses that need to charge regularly for their products and/or services. It is commonly used for magazine subscriptions, tuition fees, and software licenses, among others.

Each merchant can configure recurrence parameters such as frequency, start and end dates, number of attempts, interval between attempts, and more.

Benefits of recurrent payments

• Gateway de Pagamento manages the scheduled payments;
• It does not affect the shopper's credit limit;
• Parameters can be adjusted whenever necessary.

How does recurrence work?

There are two ways to create recurring payments:

• Authorize a transaction and schedule future recurrences;
• Schedule a recurrence.

Characteristics

• The accepted payment method is credit card;
• A recurring transaction cannot be split into installments;
• There is a cost for the service and for each transaction analyzed by the anti-fraud system.

Recurring sales with credit cards do not require CVV.

⚠️

Warning

• Recurrence is not available for e-wallet transactions due to the need for temporary keys to perform credit operations;
• For security reasons, recurrence is only possible for cards that pass the Luhn Algorithm check, also known as "mod10."

The following operations related to recurring transactions are possible:

• Authorize recurrence with a credit card;
• Schedule future authorizations;
• Update shopper information;
• Change the end date of the recurrence;
• Change the recurrence interval;
• Change the recurrence day;
• Update the transaction amount for the recurrence;
• Change the next payment date;
• Update the payment details of the recurrence;
• Deactivate a recurring order;
• Reactivate a recurring order.

How do I enable recurrence?

1. Contact the acquirer to configure the recurrence option;
2. Refer to the Gateway de Pagamento API Reference to learn about the details of recurrence integration and the possible operations.