Creating payments

In Gateway API the merchant can create payments in the following payment methods:

• Credit card;
• Debit card;
• Pix;
• Boleto;
• QR Code;
• E-wallet;
• Buy Now Pay Later (BNPL);
• Voucher.

Each transaction flow depends on the serivces and settings chosen by the merchant.

See below the standard transaction flow:

• E-commerce platform: Provides technical solution for merchants to build all the infrastructure and processes needed for their e-commerce operation.
• Gateway: Connects e-commerces with payment services (acquirer, boleto bill, issuer), making it easier for the merchants to manage payment providers.
• Acquirer: Connects the transaction with the payment networks (brands) and settles the transaction for the merchants.
• Card network (or brand): Communicates with the issuer of the transaction card and settles the transaction for the acquirers.
• Issuer: Gives credit and stores the shopper's money. In the transaction, either approves or denies it for reasons of balance, card validity or fraud. Settles the transaction for the brand.